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How Much Does It Cost to Run a Mini-Split?

Based on a 900 W mini-split running 8 hours a day with a 60% duty cycle, priced at the 2025 EIA residential average for every state. Change the state and hours below for your own number.

Updated Oct 16, 2026

Quick answer

Quick answer, US average (17.3 c/kWh)

About $22.42 a month

The same use costs $15.31 a month in North Dakota and $52.60 in Hawaii.

Per hour
$0.093
with 60% cycling; $0.16 at full 900 W
Per day
$0.75
8 h, 4.32 kWh
Per month
$22.42
30 days
Per year
$272.79
365 days at the same use

Your state, your hours

Per hour

$0.093

Per day

$0.75

Per month

$22.42

Per year

$272.79

Mini-Split at 900 W, 8 h a day, 30 days a month, 60% duty cycle: 129.6 kWh a month. Using the 2025 US average of 17.3 cents/kWh.

Want to change the watts or duty cycle too? Open the full calculator.

What decides the cost of running a mini-split

A 12,000 BTU ductless mini-split is an inverter-driven heat pump, and the inverter is what makes it cheap to run. Instead of a compressor that is either off or at full speed, the compressor ramps between roughly 20 and 110 percent of capacity to match the load. The 900 W figure here is the full-speed draw of a typical 20 SEER2 unit. At a steady state in a room that is already comfortable it may draw only 200 to 400 W. The 60 percent duty cycle is a rough stand-in for that modulation, since the unit rarely switches fully off. The same hardware heats in winter with a similar draw, and in mild weather the coefficient of performance is 3 or better, meaning three units of heat for each unit of electricity.

Of all the ways to heat or cool one room, it sits at the efficient end. An 8,000 BTU window unit at 750 W cycling on and off uses more for less cooling and far more noise. A 1,500 W space heater delivers a third of the heat per kWh in winter. The efficiency falls off as it gets very cold outside. At 5 degrees F a standard mini-split might deliver 1.5 to 2 units of heat per unit of electricity, and some units start running an electric resistance backup below that. Cold-climate models hold their rating further down.

Setpoint behavior is different from a conventional system. Mini-splits are most efficient when they run long and slow, so the 'set it and leave it' approach often costs less than aggressive setbacks that force the compressor to full speed to recover. A 2 or 3 degree setback is reasonable, but 8 or 10 usually is not. The fan on 'auto' and the louvers aimed to mix the room air help the unit settle at a low speed.

A dirty filter is the common cause of a mini-split that suddenly costs more. The filters are small and clog quickly, so rinse them monthly during the season. The outdoor unit also needs clear airflow and, in winter, room for defrost water to drain and not refreeze under it.

How to cut it

  • Leave the setpoint steady and keep setbacks small. The unit is most efficient at low speed.
  • Rinse the indoor filters monthly in season.
  • Keep the outdoor unit clear of leaves, snow and shrubs.
  • Run the fan on auto and aim the louvers to mix the room instead of blowing on one spot.

Mini-Split cost by state

Monthly cost for 900 W, 8 h a day, 60% duty cycle, 30 days, sorted cheapest to most expensive. Pick your state above to highlight it.

RankStateCents/kWhPer month
1North Dakota11.81$15.31
2Idaho11.82$15.32
3Nebraska12.34$15.99
4Louisiana12.57$16.29
5Arkansas12.84$16.64
6Montana12.98$16.82
7Utah13.07$16.94
8Washington13.11$16.99
9Oklahoma13.12$17.00
10Nevada13.15$17.04
11Tennessee13.18$17.08
12Kentucky13.24$17.16
13South Dakota13.38$17.34
14Wyoming13.38$17.34
15Missouri13.49$17.48
16Iowa13.72$17.78
17North Carolina14.02$18.17
18Mississippi14.03$18.18
19Kansas14.56$18.87
20Georgia14.73$19.09
21South Carolina14.96$19.39
22New Mexico15.08$19.54
23Florida15.24$19.75
24Virginia15.28$19.80
25Arizona15.32$19.85
26Oregon15.37$19.92
27West Virginia15.41$19.97
28Texas15.47$20.05
29Minnesota15.82$20.50
30Colorado15.85$20.54
31Alabama16.10$20.87
32Indiana16.23$21.03
33Ohio16.96$21.98
34Delaware17.13$22.20
35Illinois17.69$22.93
36Wisconsin18.16$23.54
37Pennsylvania19.30$25.01
38Maryland19.48$25.25
39Michigan20.01$25.93
40District of Columbia21.94$28.43
41New Jersey22.63$29.33
42Vermont22.92$29.70
43New Hampshire24.56$31.83
44Alaska26.09$33.81
45New York26.39$34.20
46Maine27.78$36.00
47Connecticut29.38$38.08
48Rhode Island29.46$38.18
49Massachusetts30.48$39.50
50California32.54$42.17
51Hawaii40.59$52.60

Rates: U.S. Energy Information Administration, Form EIA-861, annual average residential price, 2025 (eia.gov). Full list on the electricity rates by state page.

Cheaper to run

The swap that cuts this bill the most, from the products we track. Specs come from the listing or the maker.

Cheaper to run

12,000BTU cooling

MRCOOL DIY Select 12,000 BTU 115V Mini-Split Heat Pump

  • inverter
  • 12,000 BTU
  • SEER2 17.5
  • 115V
  • +1 more
    • heat pump

17.5 SEER2, the most efficient of the mini-splits we list, and it runs on 115V. Pre-charged lines, so no vacuum pump is needed for a DIY install.

  • Pre-charged, no vacuum needed for DIY install
  • Cools and heats up to 550 sq ft
  • Runs on 115V; 17.5 SEER2, top of our mini-splits
  • Mounts through a wall

$1,000 to $2,000, live price on Amazon

Check price on Amazon

Paid link. We earn a commission at no cost to you.

Some links pay us a commission; that does not decide what we show. Not lab tested. See our disclosure.

Frequently asked questions

How much does a 12,000 BTU mini-split cost to run per month?+

At 8 hours of use and a 60 percent effective duty cycle, about 130 kWh a month, roughly $22 at the national average rate. In mild weather it can be well under that. In a heat wave or a cold snap running 24 hours, double it.

Is a mini-split cheaper than a window AC?+

Yes, for the same cooling. A 20 SEER2 mini-split uses roughly half the electricity of a 11 CEER window unit per BTU delivered, and it is much quieter. The up-front cost is far higher, so the payback depends on how many hours a year you run it.

Is it cheaper to heat with a mini-split or a space heater?+

The mini-split, by a factor of 2 to 3 in most weather. It moves heat in from outside instead of making it, so a kWh of electricity delivers 2 to 3 kWh of heat. Below about 5 degrees F the advantage shrinks, and a space heater can match it only on the coldest nights.

Should I turn my mini-split off when I leave the room?+

For a few hours, raising the setpoint 2 or 3 degrees costs less than turning it off and letting the room drift, because the recovery at full speed is the unit's least efficient mode. For a day or more, turn it off.

How many watts does a 12,000 BTU mini-split use?+

About 900 W at full speed for a typical 20 SEER2 unit, and often only 200 to 400 W once the room is at temperature and the inverter compressor slows down. The start-up surge is small, around 1,200 W, because the inverter ramps the compressor up gradually.

How much does a mini-split cost to run per hour?+

About 16 cents an hour at full speed, since 0.9 kWh x $0.173 = $0.16. At a low steady speed of around 300 W it is about 5 cents an hour, and the 60 percent effective duty cycle used on this page averages about 9 cents.

How much does it cost to run a mini-split 24 hours a day?+

About $2.24 a day on the page's assumptions: 0.9 kW x 24 hours x 0.6 = 12.96 kWh, and 12.96 x $0.173 is about $2.24. Over a 30 day month that is roughly 389 kWh, about $67, and less in mild weather when the compressor idles at low speed.

Does a mini-split use a lot of electricity?+

No, it is one of the most efficient ways to heat or cool a room. At 900 W full speed it delivers 12,000 BTU, while an 8,000 BTU window AC draws about 750 W, and in heating mode it delivers 2 to 3 units of heat per unit of electricity, compared with 1 for a space heater.

Can a generator or power station run a mini-split?+

Yes, it is one of the easier cooling loads for backup power. It needs about 1,200 W at start and up to 900 W while running, so a 2,000 W generator or a power station with a 1,500 W or larger inverter can handle it, provided the output matches the unit's voltage, since many 12,000 BTU models run on 230 V. A 1 kWh battery lasts about an hour at full speed and roughly 3 hours at a 300 W low speed.

Does a mini-split cost more to run in winter?+

Often yes, in cold weather. Heating draw is similar to cooling, but efficiency drops as the outdoor temperature falls, and the unit spends energy on defrost cycles. At 5 degrees F a standard model may deliver only 1.5 to 2 units of heat per unit of electricity, and some switch on resistance backup heat below that.

Marcus Reed

Founder and Editor, CrunchYourDollars

Marcus Reed builds the sizing tools on CrunchYourDollars. He is a software engineer with a long-running PC hardware and power supply habit, which is where the watts, watt-hours and surge math on this site comes from. Product specs are pulled from manufacturer data sheets, electricity rates from the U.S. Energy Information Administration, and water chemistry rules from the Water Quality Association. He is not a licensed electrician or plumber: the tools show the math and the matching models so you can make the call, and anything involving your electrical panel should be checked by a licensed pro.

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